Business Valuation Calculator
Estimate small business value using earnings, multiples, add-backs, growth strength, owner dependence, customer concentration, and buyer risk factors.
Business Details
Plan the deal from every angle
Use these tools together to estimate financing, value, seller proceeds, and due diligence readiness before a serious buyer or seller conversation.
A business valuation calculator can help owners and buyers estimate a starting range before deeper review. This estimate uses seller's discretionary earnings, an industry multiple, revenue context, and risk factors such as growth strength, owner dependence, and customer concentration.
This calculator is for planning only and is not a formal appraisal, tax opinion, legal opinion, lending approval, or guaranteed sale price. For more context, review what your business is worth before you sell, how to value a small business before buying, and active businesses for sale.
What Affects Business Value
- Seller's discretionary earnings, add-backs, and clean financial records.
- Industry multiple, buyer demand, and comparable market activity.
- Growth history, recurring revenue, and future opportunity.
- Owner dependence, management depth, and transferability.
- Customer concentration, contracts, leases, and operating risk.
- Deal structure, financing fit, transition support, and buyer confidence.
Need a more realistic view of business value?
Use the calculator as a starting point, then review financials, buyer demand, deal structure, risk, and timing before relying on any estimate.
Frequently Asked Questions
How accurate is a business valuation calculator?
A calculator is useful for planning, but it is not a formal valuation. Actual value depends on financial records, buyer demand, risk, deal terms, market conditions, and professional review.
What is SDE in business valuation?
Seller's Discretionary Earnings is an estimate of normalized owner benefit. It often starts with profit and adds back eligible owner compensation, discretionary expenses, one-time expenses, and supported adjustments.
What multiple should I use?
The right multiple depends on the industry, cash flow quality, growth, risk, customer concentration, owner dependence, and buyer demand. This calculator uses the multiple you enter for planning.